Transform Your Business With Thane Commercial Pty Ltd
Your independent cash flow specialist, dedicated to helping businesses of all sizes develop flexible working capital solutions.
Holistic, Expert Advice
We don’t follow a “one size fits all” approach, Thane takes the time to understand your preasure points, working with you to find a solution that suits your needs.
Tailored Business Strategies & A Collaborative Approach
By taking a holistic and collaborative approach to our client's needs we can tailor solutions that meet their needs from the placement of a supplier order to final payment by their customer.
Local Operations, National Capabilities
Whilst Thane is based in Adelaide SA we have clients and strong relationships throughout Australia.
Check Out Our Success Stories
Telecommunications (Cabling)
Issues
- Current Secured O/D $600K insufficient to cover additional Working Capital requirements due to the lumpy nature of the company’s Client base.
- Bank unable to increase facilities due to lack of security
- Unable to commit to major projects due to lack of working capital
- Unable to take advantage of substantial supplier discounts for raw material
- Additional new business in the pipeline cannot be tendered for
- Interpretation of what constituted a Progress claim meant that Traditional Debtor Financiers were unable to assist
Solution
- Invoice Finance Facility ($1.5m) provides sufficient headroom to fund new contracts and provide comfort to tender for additional business. The facility also provides the ability to selectively fund invoices at 85% with no minimum fees or lock in.
Temporary Recruitment Services
Issues
- Tendered for a large contract which will increase turnover by 25% from $12m to $15m
- Additional working capital required to fund contract $500k
- Current Bank Facilities ($750k) had insufficient headroom to fund new contract
- Bank unable to increase facilities due to lack of security
- Additional new business in the pipeline can not be tendered for
Solution
- Debtor Finance Facility ($1.25m) provides sufficient headroom to fund new contract and comfort to tender for additional business
Wholesale Timber Supplies
Issues
- Utilising a $1.5m Secured O/D and $1.5Mm Trade facility
- Turnover increasing to $95M
- Debtors increasing to $14M (seasonal)
- No additional assets available
- Unable to take advantage of supplier discounts or more cost effective alternative Imported Product
- Current Banker approached but did not offer the structure that the Client was looking for
Solution
- Debtor Finance facility of $10m and 80% debtors. Subsequently increased to $15M to support the Businesses growth
- Trade Finance Facility of $5M which allowed them to increase imports and take advantage of Supplier Discounts
Check Out Our Success Stories
Telecommunications (Cabling)
Issues
- Current Secured O/D $600K insufficient to cover additional Working Capital requirements due to the lumpy nature of the company’s Client base.
- Bank unable to increase facilities due to lack of security
- Unable to commit to major projects due to lack of working capital
- Unable to take advantage of substantial supplier discounts for raw material
- Additional new business in the pipeline cannot be tendered for
- Interpretation of what constituted a Progress claim meant that Traditional Debtor Financiers were unable to assist
Solution
- Invoice Finance Facility ($1.5m) provides sufficient headroom to fund new contracts and provide comfort to tender for additional business. The facility also provides the ability to selectively fund invoices at 85% with no minimum fees or lock in.
Temporary Recruitment Services
Issues
- Tendered for a large contract which will increase turnover by 25% from $12m to $15m
- Additional working capital required to fund contract $500k
- Current Bank Facilities ($750k) had insufficient headroom to fund new contract
- Bank unable to increase facilities due to lack of security
- Additional new business in the pipeline can not be tendered for
Solution
- Debtor Finance Facility ($1.25m) provides sufficient headroom to fund new contract and comfort to tender for additional business
Wholesale Timber Supplies
Issues
- Utilising a $1.5m Secured O/D and $1.5Mm Trade facility
- Turnover increasing to $95M
- Debtors increasing to $14M (seasonal)
- No additional assets available
- Unable to take advantage of supplier discounts or more cost effective alternative Imported Product
- Current Banker approached but did not offer the structure that the Client was looking for
Solution
- Debtor Finance facility of $10m and 80% debtors. Subsequently increased to $15M to support the Businesses growth
- Trade Finance Facility of $5M which allowed them to increase imports and take advantage of Supplier Discounts
Working Capital Solutions
At Thane Commercial Pty Ltd, we recognise the individuality of businesses and work with our clients to develop tailored Working Capital and Cash Flow solutions that suit them. It can never be a “one size fits all” when working capital and cash flow are involved. What is needed is a deep understanding of where the pressure points are, what is causing them and what is the best way to achieve the company’s potential. We are also passionate about ensuring that a business “stands on its own feet” without relying on the owners/founders Bricks and Mortar assets like their family Home or Commercial Property. To do this we look at solutions that include:
Debtor Finance
We are Debtor Finance specialists helping businesses improve the cash flow that may be holding them back, bridging cash flow gaps.
Trade Finance
At Thane Commercial Pty Ltd, we help businesses use Trade Finance to enable growth by securing funds required to purchase goods and stock.
Supply Chain
Choose a cash flow solution that helps your business free up working capital trapped in global supply chains with Supply Chain Finance.
Fintech
Standing for “Financial Technology”, FinTech is the future. We are passionate about finding new ways to deliver financial services.
Our Memberships
Your Cash Flow Is Our Business
We are often asked what the Crest is that Thane Commercial Pty Ltd utilises. It is the Tunstall family Crest dating back to the 12th Century and includes the motto Droit.
Droit can be translated as “Right” and this is the key reason that it has been used as a part of Thane Commercials credo from day one. For us, it’s incredibly important for us to work with our clients to ensure that they receive the right assistance at right time with the right solution for the right reason.
Our holistic approach to Working Capital means that we have no preconceived ideas of which structure will suit. By listening and working with our clients we are then able to identify where the major pressure points are and from their identify what the right Working Capital facility or combination of facilities suit their unique situation and requirements.
Find The Right Finance Option For You
One of the most critical matters facing any business is the availability of Working Capital and Cash Flow. It is also one of the key factors in business failure. Thane Commercial Pty Ltd is here to work with your business and find solutions that meet your needs by taking the time to understand your working capital needs and understanding where your major pressure points are. This varies from business to business and it’s important that there is a deep understanding of the alternatives available and how they impact your business. By taking a holistic approach to your requirements Thane can put in place structures with partners that meet your needs.
Our Partners
Thane Commercial Pty Ltd is a well known and highly respected specialist in Working Capital/Cashflow Consultancy/Brokerage. Our founder Neil Tunstall has over 40 years of experience in the Banking and Finance sector including 10 years operating Thane Commercial and 15 years in Leadership roles with Big 4 Banks specialising in working capital. As a consequence, Thane enjoys strong relationships with both the Traditional and Alternative Finance sectors of the Australian Finance Industry.
Hear What Our Clients
Have To Say
